Frequently Asked Questions

Are Habitat houses “Free” to the families?

No.  What Habitat offers families is “a hand up, not a hand out.”  Our families purchase their Habitat home with a 20-25 year interest-free mortgage.  They make monthly payments to Habitat on their home and pay taxes and insurance annually.  Additionally, our families earn between 350-450 hours of “sweat equity” by performing hours working on their home and the homes of other Habitat families.  Families are also responsible for over $1200 in closing cost when their home is complete.  The program can be a great opportunity for a family, but it is by no means a “give-away.” 

Does your mission stop locally?

No.  River City Habitat for Humanity is a “house for a house” affiliate of Habitat for Humanity, International.  That means that each time we complete a Habitat home in Jefferson City, we send a $4,500 “tithe” to Habitat, International to fund a home in another part of the world.  In recent years, River City Habitat has sponsored builds in Mozambique, Ethiopia, Malawi, Haiti, Vietnam, and many more.

I have a nice, used appliance.  Can I donate it to a Habitat home?

Whirlpool generously donates a new refrigerator and stove to every Habitat house in the United States.  If you have a nice, working appliance or some type of furniture or construction items, consider donating them to the Re-Store.  Our all volunteer Re-Store re-sells donated items and all of the funds raised go to fund our housing ministry.

I am not interested in swinging a hammer on the jobsite.  Are there other ways to volunteer?

Of course!  We always need volunteers for our Habitat Re-Store or our Cans for Habitat aluminum can recycling committee.  We also have numerous committees that always needs volunteers – including Family Selection, Family Support, Building, Site Selection, Fund-Raising and Church Relations. 

 How Big Is River City Habitat For Humanity?

The number of homes built by River City Habitat for Humanity and area volunteers grows each year. Since 1993, 80 homes have been built in the Jefferson City area -- and counting.  We build 5-6 homes locally each year.

Who Controls and Manages River City Habitat For Humanity?

A Board of Directors of 19 people meet monthly to determine policy and to oversee operations.  Heavily dependent on volunteer labor, River City Habitat for Humanity operates with one full-time Executive Director and two additional part-time staff members, assisted by the board of directors and supplemented by scores of volunteers.  Input from various committees staffed by volunteers and board members also contribute to the operations of the organization.

How Is Habitat For Humanity Funded?

Funding comes from individuals, churches, corporations, foundations and other organizations which are concerned for people in need. The Habitat Re-Store is currently one of Habitat’s largest fund-raisers.  Mortgage payments are put into a general operating fund and recycled to build new houses.  Upon completion of a house, a percentage of the cost of each house $4,200 is sent to Habitat for Humanity International as a tithe to be used to help build houses in another country.

Is My Contribution Tax Deductible?

Yes, River City Habitat for Humanity is incorporated as a 501 (c) (3) tax exempt organization. Donations and in-kind contributions may be tax deductible.

How Much Do The Houses Cost And How Long Do People Pay?

The average cost of a house is $75,000 - $80,000.  Mortgages, on a no-profit, no-interest basis, are issued over a fixed time period of 20-25 years. Average monthly mortgage payments are $350 plus taxes and insurance.

How Are Homeowners Selected?

Families complete an application and return it to our office. The Family Selection Committee evaluates a family's application on the basis of three criteria:

  1. A demonstrated need for housing,
  2. Financial ability to buy a Habitat house, and
  3. Willingness and ability to "partner" with Habitat.

We receive many more applications than we can approve, given our limited resources, and each applicant family must be judged high on these criteria in order to be approved. Every project follows a policy of non-discrimination in family selection. This housing assistance is available for any qualified individual or family without regard to race, color, religion, national origin, marital status, sex or age. 

Service Times & Directions

Weekend Masses in English

Saturday Morning: 8:00 am

Saturday Vigil: 4:30 pm

Sunday: 7:30 am, 9:00 am, 10:45 am,
12:30 pm, 5:30 pm

Weekend Masses In Español

Saturday Vigil: 6:15pm

Sunday: 9:00am, 7:15pm

Weekday Morning Masses

Monday, Tuesday, Thursday & Friday: 8:30 am

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6654 Main Street
Cincinnati, OH 45202
(513) 555-7856